RBC Credit Card Products Frequently Asked Questions
The Royal Bank of Canada offers a wide variety of credit cards for every need. There are personal, business and student cards. Other options are rewards credit cards, no fee credit cards, low interest credit cards, secured credit cards, US dollar credit cards and many more.
Royal Bank of Canada Reward Credit Cards
One reward card that is well recommended is the RBC Rewards Visa Gold. The card is featured with an interest-free period of 21 days, no annual fee, and an interest rate of 19.99 percent. Having a grace period of 3 weeks means that no interest applies to items charged to the card within this period. You earn one reward point for each two Canadian dollars you spend. You can also opt for the Signature RBC Rewards Visa. Clients of RBC who opt for this card earn one bonus point for every dollar they spend on purchases. This credit card is featured with a 21-day interest-free period, premium benefits, and a $39 annual fee; the same interest applies as the Signature RBC Rewards Visa. The Visa Infinite Avion offers premium travel rewards, one point to the dollar, and no blackout periods or seat restrictions. The interest and grace period are the same as the other two cards. There is an annual fee of $120.
Royal Bank of Canada Low Interest Rate Credit Cards
One good choice for persons who look for a low interest credit card is the RBC Royal Bank Visa Classic Low Rate Option. It makes it possible for cardholders to save money and carry a balance at the same time. There is annual fee of $20. A supplementary card is offered free-of-charge. The interest rate is 11.99%.
RBC Royal Bank Student Credit Cards
Student credit cards offered by the bank help students earn extra credit toward their education. Holders get an itemized statement of all their charges every month so it will not be hard for them to keep track of their spending. Having a student credit card is a good way to build credit history. Another option for persons who look for a student credit card is the RBC Royal Bank Signature Visa. It lets you earn rewards (1 RBC Rewards point for every one dollar spent), offers extras to frequent shoppers who want to get premium rewards and benefits, redeem points for gift certificates and cards, merchandise items, and travel rewards. There is a $39 annual fee rebate, offered to students. The interest rate is 19.99%.
RBC Secured Credit Cards
The Royal Bank of Canada offers secured credit cards, which can be used like standard credit cards, and are featured with rewards.
RBC Cashback Credit Cards
The RBC Visa Cash Back Card is one option for a cashback card, earning cashback on utilities, gas, groceries, and other purchases. The annual fee is set at $19, and the interest rate is 19.99 percent.
Royal Bank of Canada US Dollar Credit Cards
One option for persons who make purchases in US dollars and travel frequently to the United States is the US Dollar Visa Gold, offered with beneficial features such as zero liability, travel accident insurance, and others. There is an annual fee of $65 USD, and the interest rate is set at 19.99 percent.
Royal Bank of Canada No Annual Fee Credit Cards
No annual fee cards apart from the RBC Rewards Visa Gold include the Cash Back MasterCard, Visa Platinum and Esso Visa.
RBC Royal Bank Business Credit Cards
Business clients of the bank can choose from two types of credit cards – Visa Business and Visa Business Avion. Visa Business Avion goes with an annual fee of $120, and the interest rate is 19.99 percent. Among the beneficial features that go with the card are flight delay insurance, assured assistance, and others.
Learn more about cash back at credit cash back blog.
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